Payment Method Based Fee & Discounts

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Take full control of your WooCommerce checkout experience by incentivizing preferred payment methods or recovering costs associated with specific gateways. The Payment Method Based Fee & Discounts plugin empowers store owners to dynamically adjust order totals based on how a customer chooses to pay. Whether you want to offer a discount for low-fee payment methods or add a surcharge to cover high transaction fees, this plugin provides the flexibility to optimize your margins and influence customer behavior directly at the point of sale.

Key Features

  • Dynamic Fee & Discount Rules: Create unlimited rules to apply fixed amounts or percentage-based fees and discounts depending on the selected payment gateway.
  • Conditional Logic: Apply rules based on specific criteria such as cart total, user roles, shipping zones, or specific products in the cart, ensuring your pricing strategy is always targeted.
  • Taxable Configuration: Easily toggle whether your added fees or discounts are taxable, allowing for full compliance with local tax regulations.
  • Gateway-Specific Visibility: Choose to show or hide specific payment methods based on the customer’s cart contents or order total, providing a cleaner checkout experience.
  • Customizable Labels: Display clear, professional labels for fees and discounts during the checkout process so customers understand exactly why their total has changed.
  • Seamless WooCommerce Integration: Built specifically for the WooCommerce ecosystem, ensuring compatibility with standard checkout flows and popular payment gateways.
  • Minimum & Maximum Limits: Set thresholds for when fees or discounts should apply, preventing unintended financial impacts on very small or very large orders.

Use Cases & Who It’s For

This plugin is essential for any WooCommerce store owner looking to manage payment processing costs effectively or drive conversion through strategic pricing. If you operate a high-volume store, you know that payment gateway fees can quickly eat into your profit margins. By passing on a portion of these costs for “expensive” payment methods or offering a small discount for “cheaper” methods, you can protect your bottom line.

It is also perfect for business owners who want to encourage specific payment behaviors. For example, if you prefer customers to use bank transfers to avoid credit card processing fees, you can set up a discount that automatically applies when they select that method. Conversely, if you offer premium payment options that incur high merchant fees, you can use this plugin to add a small service charge to cover those expenses, keeping your product prices competitive while maintaining profitability.

Setup & How It Works

Getting started with the plugin is straightforward and requires no complex coding knowledge. Follow these steps to implement your first rule:

  1. Install and Activate: Upload the plugin to your WordPress site via the Plugins menu and activate it.
  2. Create a Rule: Navigate to the plugin settings page and click to add a new rule.
  3. Select Payment Method: Choose the specific payment gateway (e.g., Stripe, PayPal, Direct Bank Transfer) that should trigger the rule.
  4. Define the Adjustment: Specify whether you want to add a fee or apply a discount, and enter the value (either a fixed amount or a percentage).
  5. Set Conditions: Use the conditional settings to define if the rule applies to all customers or only specific user roles, shipping regions, or cart totals.
  6. Save and Test: Save your rule and perform a test purchase on your checkout page to verify that the fee or discount appears correctly based on the selected payment method.

Similar Plugins

If you are exploring options for managing checkout adjustments, you may also encounter other solutions in the WooCommerce ecosystem. Plugins such as WooCommerce Fees and Discounts or Payment Gateway Based Fees for WooCommerce offer similar functionality regarding the application of surcharges and discounts based on payment methods. When choosing between these solutions, consider the interface, the depth of conditional logic provided, and the level of support to ensure the plugin aligns with your specific technical requirements.

$3.99

Version 1.1.2 report outdated
Updated on March 7, 2026
Auto Updates Yes
License GPLv2+

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